Privacy Policy

Welcome to Clear Thinking Institute ("Company," "we," "our," or "us"). This Privacy Policy explains how we collect, use, protect, and disclose information when you access our website, digital learning platforms, educational materials, and related services.

By using our website or services, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We collect only limited personal information necessary to provide access to our educational services and user accounts. The information we may collect includes:

• Name
• Username
• Password
• Mailing address
• Phone number
• Email address (if voluntarily provided)

We do not intentionally collect sensitive personal information such as:

• Social Security numbers
• Government identification numbers
• Banking information
• Credit card numbers
• Health information

2. Payment Processing

All payment transactions are processed through third-party payment providers, including Wix Payments and related payment processors.

We do not directly store, process, or maintain:

• Credit card numbers
• Debit card information
• Banking account information
• Full financial transaction data

Payment information submitted during checkout is governed by the privacy policies and security practices of the applicable third-party payment processor.

We are not affiliated with, responsible for, or liable for the independent security practices, policies, or systems of third-party payment providers. Users should review the privacy policies and terms of those providers separately.

3. How We Use Information

We may use collected information to:

• Create and manage user accounts
• Provide access to purchased content
• Verify user identity
• Respond to support requests
• Improve website functionality
• Communicate service-related updates
• Protect against fraud, abuse, or unauthorized access
• Enforce our Terms & Conditions

We do not sell personal information to third parties.

4. Intellectual Property Protection and Platform Monitoring

To protect Company intellectual property and prevent fraud or unauthorized sharing of digital content, we may monitor:

• Login activity
• Device access
• IP addresses
• Viewing activity
• Download activity
• Account usage behavior

This information may be used to:

• Detect unauthorized account sharing
• Investigate misuse of content
• Prevent fraudulent refund requests
• Enforce Company policies and legal rights

5. Cookies and Analytics

Our website may use cookies, analytics tools, and similar technologies to:

• Improve user experience
• Maintain login sessions
• Understand website performance
• Analyze platform usage

These technologies may collect limited technical information such as:

• Browser type
• Device information
• General geographic region
• Session behavior

Users may disable cookies through their browser settings, though some website functionality may be affected.

6. Data Sharing

We do not sell or rent user information. We may share information only:

• With trusted service providers necessary to operate the platform
• When legally required
• To protect Company rights or property
• To investigate fraud, abuse, or security issues

Third-party providers may include:

• Hosting providers
• Payment processors
• Analytics services
• Security and fraud prevention tools

7. Data Security

We use commercially reasonable measures designed to protect user information. However, no online system, transmission method, or storage platform can be guaranteed completely secure. Users acknowledge that they provide information at their own risk.

8. User Responsibilities

Users are responsible for maintaining the confidentiality of:

• Usernames
• Passwords
• Account access credentials

Sharing login credentials may result in suspension or termination of access.

9. Children's Privacy

Our services are not intentionally directed toward children under the age of 13. We do not knowingly collect personal information from children under 13 without appropriate parental involvement where required by law.

10. External Links

Our website may contain links to external websites or third-party services. We are not responsible for the privacy practices, content, or security of third-party websites. Users access external websites at their own risk.

11. Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time. Updated versions become effective immediately upon posting to the website. Continued use of the website or services constitutes acceptance of the revised Privacy Policy.

12. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, including:

• Requesting access to your data
• Requesting corrections
• Requesting deletion where legally applicable

Requests may be submitted through the official contact methods listed on: Clear Thinking Institute

13. Governing Law

This Privacy Policy shall be governed by the laws of the State of Florida, without regard to conflict of law principles.

14. Contact Information

For questions regarding this Privacy Policy, please contact us through the official contact information listed on: Clear Thinking Institute